DO YOU WRITE VERBAL CHECKS THAT CASH? By Pennie Hunt

Years ago, I worked for a bank as an Express Banker.
​That was a nice title that meant all the customer problems came to me. Every day, someone would stand in front of me trying to explain that there must be a mistake why their checks didn’t cash. The problem was they wrote checks that weren’t backed up with cash in their account. Insufficient fund charges were added, the company they wrote the check to would charge them for a returned check, and the debt on their checking account grew. It was a hard lesson to learn. Many times, I would see the same person standing in front of me again and again. They never learned to write only checks that could be cashed.

In life, we write verbal checks. We make promises, commitments, pledges, and vows. The expectation is that these are backed by action that will be completed. Many times, these verbal checks don’t cash.  

Have you ever been promised a promotion at work, but when the time comes to announce who will take the position, a person from outside the organization is hired?

Have you ever had a dinner date that you thought went well, and your date promised to call you, but they ghosted you and never called again?

Have you ever had an employee who was tasked with a project, but when the deadline for completion arrived, they had a million excuses why it wasn’t done?

Have you ever had a lunch date with a friend, but the morning before the planned lunch they don’t answer your phone call? You assume they either forgot or received a better offer, because they always cancel at the last minute.

When this type of behavior becomes a habit, others see it as a pattern in your character. Every time it happens, it is another dose of poison that becomes lethal to the relationship. They don’t trust or even expect you to show up for them. A professional reputation or a personal relationship can crumble when trust is broken.

How can you avoid this?

If you want to be a good friend, good partner, good parent, a good boss/employee, and a good person… write verbal checks that cash.

Don’t write a verbal check that you are not capable of fulfilling. If it is above your ability or willingness to do, don’t write the verbal check!

When you do write a verbal check, maintain your credibility by consistently following through on the action you promised.

Understand that your morals, values, beliefs, and the way you consistently act, think, and feel is your character. Hone this to the reliable and trustworthy vision of how you want to be perceived.

Don’t find yourself standing in front of the same person again and again giving excuses for why your check didn’t cash. And don’t be the one who accepts this behavior as valid. Everyone is responsible for balancing their own checkbook.
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                                                  Pennie’s Life Lesson:
                                                     If you want to be a
               good friend, good partner, good parent, a good boss/employee,
                                                    and a good person…
​                                            write verbal checks that cash. 
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​YOUR TURN...        
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                                                                 Thank you!  ​
                                      ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
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                             This was written and produced by Pennie Hunt.
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